CMS Mortgage Solutions

Office address: 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA 23464
Website: www.cmsmortgage.com
Year established: 2005
Company type: financial services
Employees: 58
Expertise: FHA loans, USDA loans, VA loans, jumbo loans, fixed rate mortgages, adjustable rates mortgages, 203k loans, refinancing
Parent company: N/A
CEO and key people: Corrina Carter (CEO and owner), Dora Gonzalez (strategic operations explorer), Melissa Okrasinski (branch manager), Steven Pearson (mortgage consultant), Rachel Inman (mortgage loan officer), Arely Nevarez (loan production manager)
Financing status: N/A

CMS Mortgage Solutions is a mortgage broker headquartered in Virginia Beach, VA. The company has a staff of 58 people that operates in 21 states. It has over 20 years of experience in providing home purchasing, refinancing, rate comparison services, and more. 

History of CMS Mortgage Solutions 

CMS Mortgage Solutions was founded in 2005. The company takes pride in its person-centered approach, focusing on relationship-building and exceeding client expectations to set a high standard in the mortgage industry. Over the years, it distinguished itself through its service, flexibility, and competitive product offerings in a local, boutique setting. 

Products and Services of CMS Mortgage Solutions 

CMS offers an array of products and services designed to meet its customers' needs. These include: 

• home purchase loans: offers loans for buying homes, providing clients with assorted options to suit their financial situations 
• refinance loans: provides refinancing options to help clients leverage better terms or reduce their monthly payments 
• FHA loans: available for those who prefer a loan backed by the government 
• VA loans: offered to veterans and current military personnel, featuring favorable terms 
• jumbo loans: for properties that require loans exceeding the typical limits, CMS provides jumbo loans 
• reverse mortgages: aimed at older homeowners, this allows them to convert part of their home equity into cash 

Culture at CMS Mortgage Solutions  

CMS Mortgage Solutions provides its employees with the necessary knowledge, tools, and support to maintain the high standard of service expected by its customers. The company integrates 3 core values to help guide their operations. These are: 

• love: fostering team empathy and collective growth 
• live: overcoming challenges with passion and drive 
• mortgage: creating enduring, quality-focused mortgage solutions 

About CMS Mortgage Solutions CEO Corrina Carter and Key People 

Corrina Carter serves as the CEO and owner of CMS Mortgage Solutions. Carter began her career in the industry in 1994 as a mortgage loan originator and founded her own mortgage company in Chesapeake, VA in 2005. She attended Portland State University. 

Helping Carter in operating the company are key personnel, such as: 

• Dora Gonzalez, serving as strategic operations explorer, oversees strategic initiatives, enhancing operational efficiency across the company 
• Melissa Okrasinski, branch manager, manages daily operations at key branches, ensuring client satisfaction and smooth service delivery 
• Steven Pearson, a mortgage consultant, provides expert advice, helping clients choose the best mortgage products 
• Rachel Inman, as a mortgage loan officer, assists clients throughout the loan application process, ensuring clarity and compliance 
• Arely Nevarez, loan production manager, coordinates loan processing activities, maintaining high productivity and compliance with regulations    

The Future at CMS Mortgage Solutions 

CMS Mortgage Solutions explores innovative home buying practices, like "sight unseen" purchases, increasingly popular due to pandemic-driven market shifts. This method uses detailed virtual tours and thorough online consultations, allowing clients to make informed decisions without visiting properties physically.  

The company recently discussed with Corrina Carter that they are adapting to the challenging mortgage market environment. Despite high interest rates and low housing inventory, Carter is focused on seizing business opportunities and expecting better times ahead, emphasizing internal process improvement. These initiatives will allow the company to get ahead of the mortgage market, placing themselves in a better position for more growth and expansion.