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Impac considering return to non-QM by Ryan Smith
The lender had halted non-QM originations in response to the COVID-19 outbreak
Supreme Court rules on CFPB constitutionality by Ryan Smith
The court also rules on the agency’s leadership structure

CFPB proposes extending GSE Patch, nixing DTI requirements by Ryan Smith
The GSE Patch is currently set to expire in January 2021 – but the bureau's latest move could extend its lifespan
Non-QM recovering faster than expected by Ryan Smith
After grinding to a near-halt at the outset of the COVID-19 pandemic, non-QM lending is picking up steam once again
Why are millionaire home buyers being lumped in with sub-prime borrowers? by Clayton Jarvis
The broad definition of "non-QM" means billions of dollars are being left on the table

Why non-QM is still essential by Ryan Smith
The non-QM sector took a hit from COVID-19 – but it’s already recovering, and there are going to be more non-QM borrowers than ever on the other side of the pandemic, says one expert
Ellington Financial closes $259m non-QM securitization by Ryan Smith
The company says non-QM will be “an important and growing sector” of the mortgage market despite recent challenges
Impac restarts lending operations -- but not non-QM by Ryan Smith
After suspending all lending in March, the company is dipping a toe back into originations