• The Dangers of the Qualified Mortgage Rule by

    Could the new Qualified Mortgage (QM) rule bring about a dangerous housing bubble?

  • How To Buy Family Owned Real Estate by

    An alternative to purchasing a house onn the open market is to purchase family-owned property. Buying a family-owned home allows the buyer and the seller to directly set the purchase price between themselves.

  • Fannie and Freddie Get Closer to Privatization by

    Privatization of Fannie Mae and Freddie Mac, the two government-sponsored mortgage investment giants that together are carrying close to 80 percent of U.S. housing credit risk, is a step closer to reality. The words of Edward DeMarco, acting director of the Federal Housing Finance Agency (FHFA), at the National Association of Business Economics hinted towards a merger of Fannie and Freddie that could later become a single private entity.

  • FHFA Outlines 2013 Goals for Fannie Mae and Freddie Mac by

    (FHFA) – Federal Housing Finance Agency (FHFA) Acting Director Edward J. DeMarco today released the 2013 Conservatorship Scorecard for Fannie Mae and Freddie Mac. The Scorecard details specific priorities for Fannie Mae and Freddie Mac in 2013 that builds upon the three strategic goals announced in FHFA’s Strategic Plan for Enterprise Conservatorships released in 2012.

  • Student Loans burden Potential First-Time Home Buyers by

    As unpaid student loans in the United States pile up and become delinquent, economists are concerned that would-be young homeowners are getting left out of the housing market.

  • Thinking Beyond the 30-Year Fixed Rate Mortgage by

    American borrowers have come to regard the 30-year fixed rate mortgage (FRM) as the be all and end all of all residential lending products.


Should CFPB have more supervision over credit agencies?