Fergal McAlinden

Fergal McAlinden

Fergal McAlinden is North America news editor at Mortgage Professional America and Canadian Mortgage Professional, where he reports on the US and Canadian mortgage and housing markets. Fergal joined the company in 2021, and previously worked as a reporter for a B2B industry publication in Toronto and in various freelance roles. He holds a First-Class Honours degree in Journalism.

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Mortgage rates could ease as bond yields slide and Fed pivot looms

Odds of a September rate cut are soaring, while a drop in 10-year Treasury yields may offer some relief to mortgage borrowers

Mortgage rates could ease as bond yields slide and Fed pivot looms

As mortgage rates hover around 7%, there's a 'bright side' for buyers

Hoped-for rate declines haven't transpired in 2025, but all isn’t lost for those hoping to make a move in the housing market

As mortgage rates hover around 7%, there's a 'bright side' for buyers

Pulte 'still not happy' with FICO, hints at action on credit pull costs

FHFA director says American consumers 'must be protected' amid rising backlash to fees associated with credit reports

Pulte 'still not happy' with FICO, hints at action on credit pull costs

Non-QM lending takes center stage in Florida

Borrowers are turning in growing numbers to the space amid rising conservatism of other lenders

Non-QM lending takes center stage in Florida

Florida's condo market hammered by a 'perfect storm' of homebuyer challenges

Supply is surging as sellers eye an exit from an increasingly problematic sector

Florida's condo market hammered by a 'perfect storm' of homebuyer challenges

First-time buyers struggling in some US markets

The national picture is grim – but certain pockets are offering hope for new homebuyers

First-time buyers struggling in some US markets

Trump says he's seriously considering ending Fannie, Freddie conservatorship

President indicates a decision on releasing the GSEs to public ownership is coming soon

Trump says he's seriously considering ending Fannie, Freddie conservatorship

Fannie Mae upgrades home sales forecast, sees lower mortgage rates ahead

Mortgage originations are also expected to tick closer to $2 trillion this year – and well above that in 2026

Fannie Mae upgrades home sales forecast, sees lower mortgage rates ahead

Fannie, Freddie cuts by Trump could dent US housing market growth

Report suggests market recovery may be hindered by lower GSE-backed mortgage availability

Fannie, Freddie cuts by Trump could dent US housing market growth

A tariff-induced US mortgage market meltdown? Don't bet on it, says industry VP

China could technically crash the US housing market – but whether it could afford to do so is another question

A tariff-induced US mortgage market meltdown? Don't bet on it, says industry VP