Paul Brett

Should landlords now be looking for a long-term fix?

For many years, there has been a debate…

Should landlords now be looking for a long-term fix?

Should landlords buy new build property?

Most BTL investors go for older properties – but is that the right move?

Should landlords buy new build property?

Five-year fixes and EPC upgrades

I took part in a buy-to-let panel session at the London Mortgage Business Expo recently and we were discussing Energy Performance Certificates (EPCs).

Five-year fixes and EPC upgrades

Back to basics: Day one remortgages

At Landbay we have seen an increase in day one remortgages this year, and there are several reasons for this.

Back to basics: Day one remortgages

Back to Basics: BTL options for ‘trading limited companies’

It's surprising how many trading limited companies already own a BTL property, usually unencumbered as they have used surplus profit to purchase.

Back to Basics: BTL options for ‘trading limited companies’

Back to Basics: How to set up a limited company for buy-to-let properties

More and more landlords are setting up limited company for their buy-to-let portfolio because it can be more tax efficient.

Back to Basics: How to set up a limited company for buy-to-let properties

Back to basics: Title insurance

Title insurance is one of those policies that people might have heard of, but are not quite sure what it is.

Back to basics: Title insurance

Back to basics – why the increase in interest in HMOs and MUFBs

Demand for flexible accommodation is on the rise in the UK and with HMOs no longer seen as simply a residence for students, they can be a sound investment, delivering higher yields.

Back to basics – why the increase in interest in HMOs and MUFBs

Back to basics – why don’t all lenders do desktop valuations or AVMs?

uring the two months valuers couldn’t enter people’s homes, many mainstream lenders made great progress updating both their Automated Valuation Models (AVMs) and their Desktop Valuations.

Back to basics – why don’t all lenders do desktop valuations or AVMs?

Why are LTVs dropping and rates rising in such a low interest rate environment?

With Bank Base rate now standing at a record 0.1% you may ask why it is that some rates, particularly for products such as buy-to-let, have not dropped accordingly – or even gone up?

Why are LTVs dropping and rates rising in such a low interest rate environment?