New options include fee-free two- and five-year fixes at up to 95% LTV
Lenders have been increasing the number of products available since BoE's base rate hold
It launches a new 95% LTV shared ownership product and lowers existing rates
Its research shows a shortfall of 3.1 million first-time buyers since the financial crisis
Affordability of monthly mortgage repayments is a growing barrier to homeownership
