Victor Ciardelli, Guaranteed Rate (US)
Company: Guaranteed Rate
Job title: Founder; CEO
Victor Ciardelli is the founder and CEO of Guaranteed Rate, the largest independent retail mortgage company in the US and a top seven retail mortgage lender overall. Ciardelli founded Guaranteed Rate in 2000 on the principles of low rates, groundbreaking technology, complete transparency, five-star customer service, and a quick, easy mortgage process. Over the last decade, Guaranteed Rate has quadrupled its number of employees to more than 3,400 and increased its revenue from $43 million in 2006 to more than $778 million in 2016. During that same period, Guaranteed Rate’s total funded volume increased by a whopping 660%; the company funded more than $23 billion in 2016. A widely recognised leader, Ciardelli won the Ernst & Young Entrepreneur of the Year Award in 2012, was recognized as CEO of the Year at the 2014 CityLights Awards and was included on Crain’s Chicago Business’ 2017 Who’s Who in Chicago Business list as well as MPA’s 2018 Hot List. Ciardelli is also chairman of Guaranteed Rate Affinity, a joint venture between Guaranteed Rate and Realogy, the largest full-service residential real estate services company in the country.