This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.
Rate swings in 2026 have left borrowers second-guessing themselves, with real financial consequences
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
Fixed rates rise for the first time since April as renewed Middle East tensions drive deals off shelves in 11 days
All you need to know about the central bank's latest call on interest rates
Lender has now increased rates for a second consecutive week, with the latest round pushing some products up by as much as 0.20%
Demand remains strong across investment and owner-occupier segments, but borrowers facing fixed-rate expiry need to weigh fees carefully
Average two- and five-year fixed rates slide, with product choice rising for a third consecutive month
Brokers warn hesitant home movers may use the event as an excuse to delay
Affordability squeeze drives shift to extended mortgage terms and alternative credit
