retirement interest-only mortgage

This page provides news, product updates, and regulatory insight on retirement interest-only mortgages. Read below to follow developments in this later life product area.

Bank of England scraps the cap on high loan-to-income mortgages

Individual caps are gone. A shared market-wide limit takes their place - with teeth

Bank of England scraps the cap on high loan-to-income mortgages

Global equity release market on track to reach £38.4bn by 2035

Housing wealth is becoming the fourth pillar of retirement planning, and a new global survey shows just how fast the shift is happening

Global equity release market on track to reach £38.4bn by 2035

Malcolm’s Mortgage Month: New names, same old gaps

From rate rises and rebrands to retirement gaps and protection shortfalls, Malcolm Davidson rounds up September's biggest stories – and what they mean for brokers on the ground

Malcolm’s Mortgage Month: New names, same old gaps

Equity release no longer a last resort as higher rates reshape advice

Wealthier homeowners are folding property wealth into estate planning while others turn to cheaper interest-only borrowing in later life

Equity release no longer a last resort as higher rates reshape advice

Single women drive equity release growth

Single female homeowners face the UK's widest retirement income shortfall, report finds

Single women drive equity release growth

Two thirds of older borrowers assume lenders restrict by age

Suffolk Building Society research finds brokers are well placed to challenge misconceptions about later-life lending

Two thirds of older borrowers assume lenders restrict by age

Six million UK adults have no plan for retirement housing costs

Royal London research reveals a £85,000 pension gap between those who will and won't carry housing costs into retirement

Six million UK adults have no plan for retirement housing costs

Equity release still has an image problem – and the industry knows it

Brokers and lenders must work harder to modernise perceptions of a market that has fundamentally changed

Equity release still has an image problem – and the industry knows it

Later life lending climbs as lifetime mortgages stage quarterly recovery

Housing wealth gains ground as retirement planning tool, UK Finance data shows

Later life lending climbs as lifetime mortgages stage quarterly recovery

Wealthy homeowners driving growth in lifetime mortgage market, data shows

New figures indicate a growing share of later life lending secured against higher-value properties

Wealthy homeowners driving growth in lifetime mortgage market, data shows