rate reductions

Read all of the latest rate reductions news below!

Mortgage arrears and possessions fall in Q2

Residential and BTL arrears both down quarter-on-quarter as possession numbers drop year-on-year for first time since 2023

Mortgage arrears and possessions fall in Q2

​​​​​​​Santander, NatWest and HSBC cut mortgage rates

Major lenders reduce residential and BTL rates as market repricing continues

​​​​​​​Santander, NatWest and HSBC cut mortgage rates

Barclays drops residential mortgage rates

Major lender reduces interest rates by up to 50 basis points

Barclays drops residential mortgage rates

Rate cut hopes fade as Bank of England decision looms

Equifax warns of growing affordability pressure as borrowers opt for longer repayment periods amid uncertain rate outlook

Rate cut hopes fade as Bank of England decision looms

Borrowers urged to act fast as lenders reverse course on rates

A growing number of major lenders are reversing recent rate cuts as geopolitical uncertainty pushes swap rates higher

Borrowers urged to act fast as lenders reverse course on rates

Barclays cuts mortgage rates as Nationwide raises selected deals

Geopolitical tensions in the Middle East push swap rates higher, prompting lenders to reprice

Barclays cuts mortgage rates as Nationwide raises selected deals

Mortgage rates post steepest monthly fall in nearly two years

Average two- and five-year fixed rates slide, with product choice rising for a third consecutive month

Mortgage rates post steepest monthly fall in nearly two years

UK mortgage rates and product changes (Week ending 10 July 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 10 July 2026)

Barclays drops rates in latest round of cuts

Lender's move follows a week of widespread repricing across the market

Barclays drops rates in latest round of cuts

Landbay launches new product transfer tracker mortgages

New tracker deals span Landbay's core and specialist buy-to-let ranges, with no early repayment charges

Landbay launches new product transfer tracker mortgages