overpayments

This page collates news, guidance, and analysis on mortgage overpayments and how borrowers are using them in a higher rate environment. Read more below to see how overpayment trends are changing.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Barclays Tracker Mortgage

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Barclays Tracker Mortgage

'First-time buyers need better conversations, not more information'

Manchester broker says online research has made first-time buyers more engaged — but not necessarily better prepared

'First-time buyers need better conversations, not more information'

Most homeowners unwilling to become landlords: Barclays

Cost, complexity, and economic uncertainty are deterring many from property investment

Most homeowners unwilling to become landlords: Barclays

Mortgage market stabilises in April but first-time buyers face ongoing strain

Product choice remains below pre-March levels as affordability pressures persist for those with small deposits

Mortgage market stabilises in April but first-time buyers face ongoing strain

A broker's guide to Cambridge for intermediaries: Which clients they work well with

Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!

A broker's guide to Cambridge for intermediaries: Which clients they work well with

Why older homeowners are rethinking downsizing

Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place

Why older homeowners are rethinking downsizing

Buy-to-let squeeze forces smaller landlords to ‘bite the bullet’

Soaring rates, “crazy” fees and tougher rules are gutting small landlords’ profits and forcing a brutal rethink of buy‑to‑let

Buy-to-let squeeze forces smaller landlords to ‘bite the bullet’

Santander rolls out 98% LTV mortgage for first-time buyers

High street lender targets low-deposit borrowers with new five-year fixed rate option

Santander rolls out 98% LTV mortgage for first-time buyers