This page showcases news and commentary on debt consolidation within the mortgage and secured lending markets. Read more below to understand trends, risks, and opportunities in consolidation products.
The state of play in May: The three forces reshaping broking — and what advisers should do about them
Find out how Together for intermediaries helps UK mortgage brokers place complex cases, access specialist lending, and grow business in today’s market.
FCA review finds uneven standards as lending hits pre-crisis high
Economic growth may reshape housing demand in the region
Growth in loan volumes prompts call for advisers to treat second charge as part of standard advice
Borrowers are misreading the new credit score scale, pushing advisers to handle more reassurance and triage
Broker in Focus: Bobby Lumsden, of RML Financial Management, sees a looming talent gap as fewer young people enter the industry
Lender will also raise the LTV cap for remortgages with capital raising
Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve
New lender targets underserved borrowers, including diaspora and self-employed