Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Mum and dad say home buying in the 1980s was harder. They're wrong. Sort of.

New data reignites a row UK mortgage brokers have every single day. Was it really tougher when rates were 15%?

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Falling mortgage approvals reflect a market in wait-and-see mode

Mortgage professionals say buyers are taking longer to commit as remortgage approvals drop sharply and rate cut hopes fade

Mortgage approvals hit lowest level since late 2023

Net borrowing also fell sharply in May, indicating mounting affordability pressure on prospective buyers

Tracker demand triples as borrowers hedge against uncertainty

Brokers report a surge in borrowers reconsidering their options

​​​​​​​HSBC UK trims mortgage rates

Reductions made across first-time buyer, purchase, remortgage and BTL products

TAB joins TMA Mortgage Club panel to expand specialist lending access

Brokers gain direct access to bridging and commercial mortgage products through one of the UK's largest mortgage clubs

Mortgage repayments now 45% above 2022 levels

Affordability squeeze drives shift to extended mortgage terms and alternative credit

Why brokers should not walk away from complex buy-to-let cases

Rate volatility is making complex cases harder to place — but walking away costs brokers more than they realise