Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Mortgage market faces double uncertainty as pressures mount

Borrowers cannot plan their next move until global and domestic stability returns

Mortgage market faces double uncertainty as pressures mount

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

Virgin Money Mortgage Rates

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Mortgage rates reverse course in July as swap rate volatility bites

Fixed rates rise for the first time since April as renewed Middle East tensions drive deals off shelves in 11 days

Mortgage rates reverse course in July as swap rate volatility bites

​​​​​​​Semi-commercial mortgage lending hits £242m in Q2

Annual lending forecast to exceed £1 billion for the first time by year-end

​​​​​​​Semi-commercial mortgage lending hits £242m in Q2

NatWest raises fixed mortgage rates again

Lender has now increased rates for a second consecutive week, with the latest round pushing some products up by as much as 0.20%

NatWest raises fixed mortgage rates again

Are Bank of England rate hikes off the table?

Policymaker plays down risk of a rate increase amid Iran war shock

Are Bank of England rate hikes off the table?

Mortgage demand softens amid rate volatility and geopolitical uncertainty

Swap rate volatility and Middle East tensions weigh on Q2 activity, Stonebridge data reveals

Mortgage demand softens amid rate volatility and geopolitical uncertainty

Stamp duty scrapped? What Burnham's housing plans mean

How Andy Burnham's stamp duty reform and property levy could hit mortgage affordability

Stamp duty scrapped? What Burnham's housing plans mean

Starling to cut jobs as AI reshapes operations

The neobank that owns buy-to-let lender Fleet Mortgages is automating its way through a profit dip

Starling to cut jobs as AI reshapes operations