John Phillips

Housing opportunities in the Autumn Budget

After the resilience the housing market has shown in the past 18 months, you could be forgiven for thinking the market is as healthy as it can be.

Housing opportunities in the Autumn Budget

Secret to Just Mortgages success? Investing in people

The mortgage market has reached a fever pitch recently. The stampede of clients towards the back end of 2020 has slowed slightly, but most brokers are still rushed off their feet.

Secret to Just Mortgages success? Investing in people

The property market cannot afford a long bout of coronavirus uncertainty

Another prolonged bout of uncertainty is the last thing the market needs.

The property market cannot afford a long bout of coronavirus uncertainty

Boris Johnson needs to act on housing to hold on to his new voters

He is going to have to show that his government is the one that is finally going to do something about this.

Boris Johnson needs to act on housing to hold on to his new voters

Ministerial merry-go-round is no way to make housing policy

If a business was changing its management that frequently you’d be selling your shares.

Ministerial merry-go-round is no way to make housing policy

A Boris Brexit?

Every time the government climbs a ladder, it seems to run into another snake.

A Boris Brexit?

Scotland’s got the right idea when it comes to making offers on houses

Why do we have a legal system that allows the housebuying process to be so risky?

Scotland’s got the right idea when it comes to making offers on houses

Help to Buy is still going strong

In a fairly subdued housing market, first-time buyers are bucking the trend. The number of new first-time buyer mortgages reached a 12-year high last year, with 370,000 first-time buyer mortgages completed in 2018.

Help to Buy is still going strong

30,000 new homes? We’ve heard it all before

We need the government to think about whether it does actually want to build more homes, or just wants to say it will, just because it makes a good sound bite, and helps win votes.

30,000 new homes? We’ve heard it all before

Equity release should be a key tool in a brokers’ toolbox

It is clear that equity release is here to stay, which means all mortgage brokers should have it within their proposition.

Equity release should be a key tool in a brokers’ toolbox