FCA

Read all of the latest news related to the Financial Conduct Authority (FCA) below!

Phoebus Software passes fourth SOC 2 security audit with just two exceptions across 89 controls

The mortgage servicing technology provider has secured its SOC 2 Type II attestation for the fourth year running after KPMG tested 89 controls over twelve months

Phoebus Software passes fourth SOC 2 security audit with just two exceptions across 89 controls

Beyond pensions: a broader view of retirement planning

Why property wealth is becoming an increasingly important part of the advice conversation

Beyond pensions: a broader view of retirement planning

Interest-serviced lifetime mortgage draws younger borrowers

Canada Life reports Advantage customers average 66, against 69 for Capital Select

Interest-serviced lifetime mortgage draws younger borrowers

Low-deposit mortgage lending rises 38% to £24.7 billion

FCA data show the highest 90%-plus LTV share since 2008

Low-deposit mortgage lending rises 38% to £24.7 billion

Unemployment cover is the protection gap brokers are missing

Rising redundancies could expose broker files under Consumer Duty where unemployment risk is never discussed or recorded

Unemployment cover is the protection gap brokers are missing

Advisers urged to put income protection at heart of mortgage advice

With just 9% of UK adults holding cover, the protection gap starts with how the mortgage appointment is framed

Advisers urged to put income protection at heart of mortgage advice

Is Britain's rulebook now the biggest hidden cost in the mortgage market?

Landlords are quitting, brokers are drowning in paperwork, and a hypothetical £5m business now hands over 40p in every pound of turnover before it makes a profit

Is Britain's rulebook now the biggest hidden cost in the mortgage market?

Deposit, affordability, LTI: the barriers holding hopeful buyers back

Jonathan Evans on why first-time buyers and the products built for them are never one-size-fits-all

Deposit, affordability, LTI: the barriers holding hopeful buyers back

Equity release no longer a last resort as higher rates reshape advice

Wealthier homeowners are folding property wealth into estate planning while others turn to cheaper interest-only borrowing in later life

Equity release no longer a last resort as higher rates reshape advice

Longer mortgage terms push debt into retirement

First-time buyers taking 30-year-plus terms risk paying into pension age

Longer mortgage terms push debt into retirement