Coventry Building Society Mortgage Rates

163 mortgage products listed in our database and is currently offering First Time Buyer rates starting at 4.24% with a £999 set up fee for its 5 year products

Coventry Building Society Mortgage Rates

163 mortgage products listed in our database and is currently offering First Time Buyer rates starting at 4.24% with a £999 set up fee for its 5 year products.       

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of July 16, 2024 and rates are subject to change.

Coventry Building Society Mortgage Rates: First Time Buyer

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
COVENTRY BS First Time Buyer Fixed Rate Offset 2 years 5.56% 7.3 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 2 years 4.65% 7.1 APRC £999.00 65%
COVENTRY BS First Time Buyer Fixed Rate 2 years 4.72% 7.1 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 2 years 4.96% 7.1 APRC £999.00 80%
COVENTRY BS First Time Buyer Fixed Rate 2 years 5.01% 7.1 APRC £999.00 85%
COVENTRY BS First Time Buyer Fixed Rate 2 years 5.74% 7.3 APRC £999.00 90%
COVENTRY BS First Time Buyer Fixed Rate 2 years 6.09% 7.4 APRC £999.00 95%
COVENTRY BS First Time Buyer Fixed Rate 2 years 4.92% 7.1 APRC £0.00 65%
COVENTRY BS First Time Buyer Fixed Rate 2 years 4.98% 7.1 APRC £0.00 75%
COVENTRY BS First Time Buyer Fixed Rate 2 years 5.22% 7.1 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate FTB 2 years 5.17% 7.1 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate FTB 2 years 5.22% 7.2 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate CV 2 years 5.22% 7.2 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate CV 2 years 5.78% 7.3 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate FTB 2 years 5.88% 7.4 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate CV 2 years 6.08% 7.4 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate FTB 2 years 6.13% 7.4 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate 3 years 4.51% 6.8 APRC £999.00 65%
COVENTRY BS First Time Buyer Fixed Rate 3 years 4.62% 6.8 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 3 years 4.96% 6.9 APRC £999.00 85%
COVENTRY BS First Time Buyer Fixed Rate 3 years 5.59% 7.1 APRC £999.00 90%
COVENTRY BS First Time Buyer Fixed Rate 3 years 6.00% 7.3 APRC £999.00 95%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 4.69% 6.8 APRC £0.00 65%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 4.74% 6.8 APRC £0.00 75%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 5.12% 6.9 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate 3 years 5.17% 6.9 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 5.17% 6.9 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate CV 3 years 5.17% 6.9 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 5.73% 7.1 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate CV 3 years 5.63% 7.1 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate FTB 3 years 6.04% 7.3 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate CV 3 years 5.94% 7.2 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate Offset 5 years 5.22% 6.6 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.24% 6.2 APRC £999.00 65%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.43% 6.3 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.55% 6.3 APRC £999.00 80%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.60% 6.4 APRC £999.00 85%
COVENTRY BS First Time Buyer Fixed Rate 5 years 5.29% 6.7 APRC £999.00 90%
COVENTRY BS First Time Buyer Fixed Rate 5 years 5.62% 6.8 APRC £999.00 95%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.38% 6.2 APRC £0.00 65%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.56% 6.3 APRC £0.00 75%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 4.66% 6.3 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.71% 6.3 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 4.71% 6.3 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 4.71% 6.3 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 5.24% 6.6 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 5.14% 6.6 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 5.57% 6.8 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 5.47% 6.7 APRC £0.00 95%

 

Coventry Building Society Mortgage Rates: Moving Home

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
COVENTRY BS Moving Home Fixed Rate 2 years 4.65% 7.1 APRC £999.00 65%
COVENTRY BS Moving Home Fixed Rate 2 years 4.72% 7.1 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 2 years 4.96% 7.1 APRC £999.00 80%
COVENTRY BS Moving Home Fixed Rate 2 years 5.01% 7.2 APRC £999.00 85%
COVENTRY BS Moving Home Fixed Rate 2 years 5.74% 7.4 APRC £999.00 90%
COVENTRY BS Moving Home Fixed Rate 2 years 6.09% 7.5 APRC £999.00 95%
COVENTRY BS Moving Home Fixed Rate Offset 2 years 5.56% 7.3 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 2 years 4.97% 7.1 APRC £0.00 65%
COVENTRY BS Moving Home Fixed Rate 2 years 5.03% 7.1 APRC £0.00 75%
COVENTRY BS Moving Home Fixed Rate 2 years 5.22% 7.1 APRC £0.00 80%
COVENTRY BS Moving Home Fixed Rate 2 years 5.27% 7.2 APRC £0.00 85%
COVENTRY BS Moving Home Fixed Rate 2 years 5.98% 7.3 APRC £0.00 90%
COVENTRY BS Moving Home Fixed Rate 2 years 6.23% 7.4 APRC £0.00 95%
COVENTRY BS Moving Home Fixed Rate 3 years 4.51% 6.8 APRC £999.00 65%
COVENTRY BS Moving Home Fixed Rate 3 years 4.62% 6.8 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 3 years 4.91% 6.9 APRC £999.00 80%
COVENTRY BS Moving Home Fixed Rate 3 years 4.96% 6.9 APRC £999.00 85%
COVENTRY BS Moving Home Fixed Rate 3 years 5.59% 7.1 APRC £999.00 90%
COVENTRY BS Moving Home Fixed Rate 3 years 6.00% 7.3 APRC £999.00 95%
COVENTRY BS Moving Home Fixed Rate 3 years 4.74% 6.8 APRC £0.00 65%
COVENTRY BS Moving Home Fixed Rate 3 years 4.79% 6.8 APRC £0.00 75%
COVENTRY BS Moving Home Fixed Rate 3 years 5.17% 6.9 APRC £0.00 80%
COVENTRY BS Moving Home Fixed Rate 3 years 5.22% 7.0 APRC £0.00 85%
COVENTRY BS Moving Home Fixed Rate 3 years 5.83% 7.2 APRC £0.00 90%
COVENTRY BS Moving Home Fixed Rate 3 years 6.14% 7.3 APRC £0.00 95%
COVENTRY BS Moving Home Fixed Rate 5 years 4.24% 6.2 APRC £999.00 65%
COVENTRY BS Moving Home Fixed Rate 5 years 4.43% 6.3 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.55% 6.3 APRC £999.00 80%
COVENTRY BS Moving Home Fixed Rate 5 years 4.60% 6.4 APRC £999.00 85%
COVENTRY BS Moving Home Fixed Rate 5 years 5.29% 6.7 APRC £999.00 90%
COVENTRY BS Moving Home Fixed Rate 5 years 5.62% 6.8 APRC £999.00 95%
COVENTRY BS Moving Home Fixed Rate Offset 5 years 5.22% 6.7 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.43% 6.2 APRC £0.00 65%
COVENTRY BS Moving Home Fixed Rate 5 years 4.61% 6.3 APRC £0.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.71% 6.4 APRC £0.00 80%
COVENTRY BS Moving Home Fixed Rate 5 years 4.76% 6.4 APRC £0.00 85%
COVENTRY BS Moving Home Fixed Rate 5 years 5.34% 6.6 APRC £0.00 90%
COVENTRY BS Moving Home Fixed Rate 5 years 5.67% 6.8 APRC £0.00 95%

 

Coventry Building Society Mortgage Rates: Remortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
COVENTRY BS Remortgage Fixed Rate 2 years 4.75% 7.1 APRC £999.00 65%
COVENTRY BS Remortgage Fixed Rate 2 years 4.80% 7.1 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 2 years 5.36% 7.2 APRC £999.00 80%
COVENTRY BS Remortgage Fixed Rate 2 years 5.48% 7.3 APRC £999.00 85%
COVENTRY BS Remortgage Fixed Rate 2 years 6.11% 7.4 APRC £999.00 90%
COVENTRY BS Remortgage Fixed Rate Offset 2 years 5.72% 7.4 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 2 years 5.07% 7.1 APRC £0.00 65%
COVENTRY BS Remortgage Fixed Rate 2 years 5.14% 7.1 APRC £0.00 75%
COVENTRY BS Remortgage Fixed Rate 2 years 5.74% 7.3 APRC £0.00 80%
COVENTRY BS Remortgage Fixed Rate 2 years 5.87% 7.3 APRC £0.00 85%
COVENTRY BS Remortgage Fixed Rate 2 years 6.37% 7.4 APRC £0.00 90%
COVENTRY BS Remortgage Fixed Rate 3 years 4.55% 6.8 APRC £999.00 65%
COVENTRY BS Remortgage Fixed Rate 3 years 4.68% 6.8 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 3 years 5.30% 7.0 APRC £999.00 80%
COVENTRY BS Remortgage Fixed Rate 3 years 5.35% 7.1 APRC £999.00 85%
COVENTRY BS Remortgage Fixed Rate 3 years 6.07% 7.3 APRC £999.00 90%
COVENTRY BS Remortgage Fixed Rate 3 years 4.81% 6.8 APRC £0.00 65%
COVENTRY BS Remortgage Fixed Rate 3 years 4.89% 6.8 APRC £0.00 75%
COVENTRY BS Remortgage Fixed Rate 3 years 5.50% 7.1 APRC £0.00 80%
COVENTRY BS Remortgage Fixed Rate 3 years 5.55% 7.1 APRC £0.00 85%
COVENTRY BS Remortgage Fixed Rate 3 years 6.17% 7.3 APRC £0.00 90%
COVENTRY BS Remortgage Fixed Rate 5 years 4.34% 6.2 APRC £999.00 65%
COVENTRY BS Remortgage Fixed Rate 5 years 4.45% 6.3 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 4.87% 6.5 APRC £999.00 80%
COVENTRY BS Remortgage Fixed Rate 5 years 4.95% 6.5 APRC £999.00 85%
COVENTRY BS Remortgage Fixed Rate 5 years 5.60% 6.8 APRC £999.00 90%
COVENTRY BS Remortgage Fixed Rate Offset 5 years 5.22% 6.7 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 4.53% 6.3 APRC £0.00 65%
COVENTRY BS Remortgage Fixed Rate 5 years 4.61% 6.3 APRC £0.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 4.99% 6.5 APRC £0.00 80%
COVENTRY BS Remortgage Fixed Rate 5 years 5.11% 6.5 APRC £0.00 85%
COVENTRY BS Remortgage Fixed Rate 5 years 5.65% 6.8 APRC £0.00 90%

 

Coventry Building Society Mortgage Rates: Existing Members

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
COVENTRY BS Existing Members Fixed Rate 2 years 4.65% 7.1 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate 2 years 4.72% 7.1 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate 2 years 4.96% 7.1 APRC £999.00 80%
COVENTRY BS Existing Members Fixed Rate 2 years 5.01% 7.2 APRC £999.00 85%
COVENTRY BS Existing Members Fixed Rate 2 years 5.74% 7.3 APRC £999.00 90%
COVENTRY BS Existing Members Fixed Rate 2 years 6.09% 7.4 APRC £999.00 95%
COVENTRY BS Existing Members Fixed Rate Offset 2 years 5.28% 7.2 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate Offset 2 years 5.33% 7.2 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate Offset 2 years 5.45% 7.2 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 2 years 4.97% 7.1 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 2 years 5.03% 7.1 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate Offset 2 years 5.55% 7.2 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 2 years 5.22% 7.1 APRC £0.00 80%
COVENTRY BS Existing Members Fixed Rate 2 years 5.27% 7.2 APRC £0.00 85%
COVENTRY BS Existing Members Fixed Rate 2 years 5.98% 7.3 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 2 years 6.23% 7.4 APRC £0.00 95%
COVENTRY BS Existing Members Fixed Rate 3 years 4.51% 6.8 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate 3 years 4.62% 6.8 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate 3 years 4.91% 6.9 APRC £999.00 80%
COVENTRY BS Existing Members Fixed Rate 3 years 4.96% 6.9 APRC £999.00 85%
COVENTRY BS Existing Members Fixed Rate 3 years 5.59% 7.1 APRC £999.00 90%
COVENTRY BS Existing Members Fixed Rate 3 years 6.00% 7.3 APRC £999.00 95%
COVENTRY BS Existing Members Fixed Rate 3 years 4.74% 6.8 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 3 years 4.79% 6.8 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 3 years 5.17% 6.9 APRC £0.00 80%
COVENTRY BS Existing Members Fixed Rate 3 years 5.22% 7.0 APRC £0.00 85%
COVENTRY BS Existing Members Fixed Rate 3 years 5.83% 7.2 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 3 years 6.14% 7.3 APRC £0.00 95%
COVENTRY BS Existing Members Fixed Rate 5 years 4.24% 6.2 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate 5 years 4.43% 6.3 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.55% 6.3 APRC £999.00 80%
COVENTRY BS Existing Members Fixed Rate 5 years 4.60% 6.3 APRC £999.00 85%
COVENTRY BS Existing Members Fixed Rate 5 years 5.29% 6.7 APRC £999.00 90%
COVENTRY BS Existing Members Fixed Rate 5 years 5.62% 6.8 APRC £999.00 95%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 4.96% 6.5 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.08% 6.6 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.03% 6.5 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.11% 6.6 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.43% 6.2 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 5 years 4.61% 6.3 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.71% 6.4 APRC £0.00 80%
COVENTRY BS Existing Members Fixed Rate 5 years 4.76% 6.4 APRC £0.00 85%
COVENTRY BS Existing Members Fixed Rate 5 years 5.34% 6.6 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 5 years 5.67% 6.8 APRC £0.00 95%

 

Coventry Building Society Mortgage Rates FAQs

Is it better to get a mortgage from a bank or building society like Coventry?

In the UK, both banks and building societies provide mortgage loans and have their own advantages and disadvantages. Deciding which one to choose depends on personal preferences and needs. Some factors to consider are:

Advantages of getting a mortgage from a bank:

  • Banks offer a broader range of financial products such as credit cards, investment options, and personal loans.
  • Banks may provide cashback or other incentives when taking out a mortgage.
  • Banks may have a more extensive customer base, allowing for greater flexibility in lending criteria and eligibility requirements.

Advantages of getting a mortgage from a building society:

  • Building societies are owned by their members and often prioritize customer satisfaction.
  • Building societies may offer more competitive rates and fees for mortgages as not-for-profit organizations.
  • Building societies may have a better understanding of the local property market.

In summary, it's essential to compare mortgage products from both banks and building societies to find the one that best suits individual needs. A mortgage broker can also help navigate the market and find the best deal

Are the mortgage loans from building societies like Coventry BS good?

Building societies in the UK provide mortgage loans and are renowned for offering competitive rates and prioritizing customer satisfaction. Being not-for-profit organizations, building societies are owned by their members, which allows them to focus on delivering value to their customers. In the UK, building societies are regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which ensure that they adhere to standards of conduct, capital, and liquidity requirements for maintaining financial stability.

Building societies offer a range of mortgage products to cater to different requirements, such as fixed-rate, tracker, and offset mortgages. In contrast to some banks, building societies may offer more flexible lending criteria and eligibility requirements, which can be beneficial for borrowers who do not meet strict lending criteria.

Is Coventry Building Society a good lender?

Coventry Building Society is a UK-based building society that provides a range of financial products and services, including mortgages, savings accounts, and insurance. As with any lender, there are both advantages and disadvantages to using Coventry Building Society. Here are some factors to consider when evaluating whether Coventry Building Society is a good lender for you:

Advantages of Coventry Building Society:

  • Competitive mortgage rates: Coventry Building Society has won numerous awards for its mortgage products and is known for offering competitive rates and terms.
  • Strong customer service: Coventry Building Society has won awards for its customer service and is known for its customer-focused approach.
  • Range of financial products: In addition to mortgages, Coventry Building Society offers a range of financial products and services, such as savings accounts and insurance.

Disadvantages of Coventry Building Society:

  • Limited branch network: Coventry Building Society has fewer branches than some other UK lenders, which may be a disadvantage for customers who prefer to do their banking in person.
  • Limited digital capabilities: While Coventry Building Society has made improvements to its online and mobile banking capabilities, some customers may find its digital offerings to be limited compared to other lenders.
  • Eligibility requirements: Coventry Building Society may have stricter eligibility requirements than some other lenders, which may make it more difficult for some borrowers to qualify for a mortgage.

Ultimately, whether Coventry Building Society is a good lender for you will depend on your individual needs and circumstances. It's always a good idea to shop around and compare different lenders to find the best mortgage product for your needs.

How stable is Coventry Building Society?

Coventry Building Society is a well-established lender in the UK, and it has been operating for over 140 years. It has a strong credit rating from independent credit rating agencies and has consistently delivered strong financial results. Coventry Building Society is also a member of the Financial Services Compensation Scheme (FSCS), which provides protection for customers' deposits up to £85,000 in the event that the building society becomes insolvent.

As a UK-based building society, Coventry Building Society is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which oversee financial institutions in the UK to ensure they meet certain standards of conduct, capital, and liquidity requirements to remain financially stable.

While no financial institution is completely immune to economic shocks or other unforeseen events, Coventry Building Society is considered to be a financially stable and well-managed organization in the UK.