Virgin now offers a 2-year fixed rate at 2.09% up to 60% LTV, a 3-year fixed rate at 2.65% up to 70% LTV and a 5-year rate at 3.28% up to 70% LTV, all with a £995 product fee.
It’s no fee products include a 2-year fixed rate mortgage at 2.64%.
Virgin’s buy-to-let deaks have also been reduced, as its 2-year fixed rate mortgage up to 70% LTV stands at 3.44% with a £1,995 fee.
Its 2-year everyday tracker mortgage meanwhile is now available from 1.85% up to 70% LTV.
Peter Rogerson, Virgin Money’s savings and mortgages director, said: “We have announced a number of helpful rate reductions across our mortgage range, as we look to support both residential and buy-to-let customers.
“We continue to offer a broad range of attractive products which are backed by a strong customer service proposition.”
Virgin Money offers mortgages for customers with smaller deposits, with a 2-year fixed rate product at 3.75% up to 85% LTV and a 5-year fixed rate at 4.54% up to 85% LTV, both with a £995 product fee and £300 cash back.