The Sunday Times reports an IPO is just one option for the lender and that it would also consider a partial sale.
The potential flotation is driven by the need for an exit for backer Equistone Partners who, along with Standard Life, own a share of Jerrold Holdings.
Steven Amos, head of products and marketing at Jerrold Holdings, said: "Following our first, successful public bond issue in 2013, Jerrold Holdings continues to keep all options to fund our growth plans under review.
"We have seen significant growth in lending volumes over the last 12 months and continue to stand behind British businesses and individuals as they invest in the UK’s economic recovery."
The Sunday Times also pointed out that Jerrold Holdings founder Henry Moser had previously been disciplined by the Financial Services Authority.
However, the FSA’s successor the FCA has commended Jerrold Holdings for remedying the issues that led to the action and dated back to 2004.
Amos said: “Since the time of this fine we have taken a lot of positives steps as a business and this has been recognised by the regulator.
“This can be seen in the recent appointment of Henry Moser as a non-executive director at Cheshire Mortgage Corporation.”
Back in April Jerrold Holdings completed an extension of its private securitisation programme, increasing the facility from £373m to £435m.
The lender operates in both the first and second charge market and would be one of a number of companies looking to float in 2015.