Britannic offers lower self-cert rates

Britannic Money says that statistics in a recent report indicated that 80 per cent of self-employed workers work over 35 hours a week, with 58 per cent over 45 and 13 per cent over 75.

This level of dedication often results in many considering putting off such things as having children, taking a break or even simply spending more time at home.

Award winning mortgage lender Britannic Money, understands these pressures and believes that their flexible mortgage could be a huge help, taking the pressure off at least one key area in their lives.

The solution comes as the borrower can overpay when times are good and then drawback this money when needing to take a holiday, spend time with their family or even taking time out to have a baby!

Self-Cert residential mortgage details:

2 year fixed rate at 4.75 per cent - up to 85 per cent loan-to-value

3 year fixed rate at 5.29 per cent - up to 85 per cent loan-to-value

(Both have a full status option available up to 95 per cent)

Self-Cert buy-to-let product details:

2 year fixed rate at 5.25 per cent - up to 80 per cent loan-to-value

3 year fixed rate at 5.69 per cent - up to 80 per cent loan-to-value

(Both have a full status option available up to 85 per cent loan-to-value)

Not only are all of these products fully flexible but there is no High Lending Fee and has a very modest early repayment charge during the fixed rate period.

Bob Perks Business Development Director at Britannic Money said: “Being your own boss is pressure enough, without having to try and plan for future and sometimes unforeseen events. A flexible mortgage eases the strain on the borrower as it allows financial freedom rather than financial constraint.”