Hope Capital appoints Aberdein Considine and Carters to speed up Dual+ bridging completions in Scotland
Hope Capital Property Finance has appointed two solicitor firms, Aberdein Considine and Carters, to extend its dual legal representation offering in Scotland. The move is designed to accelerate completions and cut transaction costs for brokers and borrowers across the Scottish market.
The appointments build on a run of enhancements to the lender’s residential bridging product, Dual+. These include a raised dual legal representation threshold of £1 million and instant valuations at enquiry stage.
Dual legal representation – where one solicitor acts for both lender and borrower – is valued by brokers handling time-sensitive bridging transactions. It removes the friction of coordinating multiple legal teams, cutting turnaround times and borrower costs.
Hope Capital has operated in Scotland since 2018. The latest move signals a deliberate push to build deeper infrastructure in the market.
Deepening Scotland commitment
Leanne Warrender, partner at Aberdein Considine, said the appointment aligned with a push towards more efficient deal structures. ‘Hope Capital has built a strong reputation for delivering fast, flexible and transparent funding solutions, and this enhanced approach will help make the legal process even more efficient for brokers and borrowers,’ she said.
Oliver Craig, director at Carters, pointed to practical broker benefits. ‘This is an innovative model that delivers real, tangible benefits for brokers and borrowers – faster completions, reduced costs, and a more streamlined transaction process from start to finish,’ he said.
Laura Carr (pictured above), director of underwriting, compliance and stakeholder relations at Hope Capital Property Finance, said the expansion drew on nearly a decade of Scottish lending expertise. ‘Funding in Scotland requires a lender with the right expertise,’ she said. ‘This enhancement to our offering, alongside our partnerships with Aberdein Considine and Carters, reinforces our commitment to delivering speed, flexibility, and transparency to brokers and borrowers alike.’
Hope Capital is not alone in recognising Scotland’s relevance to UK specialist lenders. Hampshire Trust Bank extended its specialist mortgages footprint into Scotland last year, citing rising demand for bespoke lending. The pattern reflects a broader structural shift: brokers and developers are increasingly active north of the border, and lenders are following suit.
Hope Capital’s £35 million wholesale funding facility with Hampshire Trust Bank was also announced earlier this year. It was earmarked to support lending across England, Wales, and Scotland – signalling the lender has the capital to sustain the push.
What Scotland bridging brokers need to know
LendInvest introduced dual legal representation across its bridging range in 2024, and appetite for the model has grown steadily among specialist lenders since. For brokers used to legal delays on Scottish deals, an expanded dual representation panel is a structural improvement, not a minor product update.
Dual+ carries fixed rates from 0.79%, with a maximum 75% LTV and terms of up to 12 months. Hope Capital says terms can typically be offered within an hour and funds within a few days.
Want to be regularly updated with mortgage news and features? Get exclusive interviews, breaking news, and industry events in your inbox – subscribe to our FREE daily newsletter. You can also follow us on Facebook, X (formerly Twitter), and LinkedIn.
