Monthly Spotlight: First-Time Buyers

Every month, Mortgage Introducer is producing a series of articles on a theme affecting mortgage professionals across the UK. All coverage through the month can be found here

Monthly Spotlight: First-Time Buyers

October: First-time buyers

Lenders back Budget first-time buyer push but urge broader help
Metro Bank, Pepper Money and Skipton Group respond to the first-time buyer Your First Home scheme and shared ownership changes in the Autumn Budget

First-time buyer applications dip as home movers retreat further
Yorkshire BS data shows first time buyer mortgage applications fell 3.5% in Q3 2026 – less than half the drop seen among home movers

Two-thirds of first-time buyers unaware of new-build incentives brokers can unlock
Foxtons research reveals most first-time buyers are unaware of new-build incentives — a gap brokers can close before Your First Home launches

First-time buyers fear the process more than the deposit, study finds
New research from Tembo reveals the legal and administrative burden of buying now outweighs deposit anxiety, pointing to an unmet need for earlier mortgage advice

Stamp duty is pushing the average buyer age up and nobody is acting
David Hollingworth says reform could unlock movement at every level of the property ladder, not just the bottom