swap rates

This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.

Mortgage borrowers are bamboozled, but brokers can cut through it

Rate swings in 2026 have left borrowers second-guessing themselves, with real financial consequences

Mortgage borrowers are bamboozled, but brokers can cut through it

Nationwide leads reversal of July rate hikes with fixed mortgage cuts

Swap rate retreat prompts reductions of up to 0.19% across the lender's two-, three- and five-year products

Nationwide leads reversal of July rate hikes with fixed mortgage cuts

Why high-net-worth clients can't afford to wait for rates to fall

With rate volatility biting and the remortgage wave building, preparation is the only strategy that works

Why high-net-worth clients can't afford to wait for rates to fall

‘A rise is still on the cards' - Brokers react as BoE holds base rate

Brokers say the MPC's fifth consecutive hold offers little comfort to borrowers as fixed rates continue to climb on swap rate moves

‘A rise is still on the cards' - Brokers react as BoE holds base rate

Bank of England decision: What it means for mortgages

All you need to know about the central bank's latest call on interest rates

Bank of England decision: What it means for mortgages

Bank of England makes latest base rate call

MPC announces decision as energy volatility keeps markets on edge

Bank of England makes latest base rate call

RECAP: How the Bank of England reached its latest decision

All the buildup and reaction as the BoE held rates steady again

RECAP: How the Bank of England reached its latest decision

Industry lines up behind rate hold as MPC prepares to vote

Mortgage Introducer poll reveals where mortgage professionals stand ahead of the Bank of England's base rate decision

Industry lines up behind rate hold as MPC prepares to vote

Halifax ups fixed mortgage rates

Major lender's latest increases follow a wave of repricing driven by higher funding costs

Halifax ups fixed mortgage rates

Industry holds off verdict on Andy Burnham's mortgage market agenda

A Mortgage Introducer poll of 114 professionals finds most are watching and waiting on the new PM

Industry holds off verdict on Andy Burnham's mortgage market agenda