This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.
Financial markets have a date in mind, but some economists aren’t buying it
Bank of England may need deep mortgage rate cuts to reach fixed-rate borrowers, strategist warns
NIESR argues the November rate rise does not go far enough, as fixed mortgage rates hit a three-year high
Payments have risen by more than £100 since late 2025, as analysts describe a functioning but slowing market
Brokers share their verdicts as the Bank of England raises the base rate for the first time in over three years
Industry figures warn UK tracker holders face immediate challenges, while the fixed-rate outlook is more nuanced
All the buildup and reaction as the BoE raised rates for the first time in more than three years
Democrats' Congress sweep could ease energy prices and unlock rate relief for UK borrowers
Central bank moves rates higher in effort to get ahead of rising inflation
Nationwide, Barclays and Halifax have all reduced rates this week, with Rhys Edwards saying the moves signal genuine market confidence
