This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.
A 2.5% deposit scheme, leasehold legislation and council powers over poor rentals set the agenda for first-time buyer and landlord advice
House purchase approvals fell to 54,900 in August while effective rates on new mortgages climbed to 4.6% ahead of the Budget
Britain's biggest listed broker network handled more mortgage business than ever in the first half of 2026, yet profits barely moved
Deposit saving and stretched income multiples are holding back first-time buyers in the south while northern cities remain within reach
£1m-plus remortgage opportunities doubled at specialist broker Enness this year, as lenders compete for high-value borrowers
Brokers are under intense strain as lenders pull products at short notice, leading to hours spent queuing on lender systems to lock in rates
Asking prices nudged up for the first time since May, but a stack of fresh data shows a seller in Scotland has more than double the chance of a sale than one in London — just as fixed mortgage rates start climbing again
Supply sits at a 12-year September high
How the Bank’s gilts decision might move mortgage interest rates
1.8 million fixed-rate deals mature this year — brokers take note
