This page focuses on news, lender updates, and market trends in the second charge mortgage space. Read below for in‑depth coverage of this specialist sector.
Lenders report a tighter quarter for mortgage demand and secured credit as unsecured defaults continue to climb
Agreed sales, approvals and completions all point the same way as borrowing costs bite
New research ties Scottish affordability pessimism to a growing role for mortgage brokers
Specialist lender expands north of the border, targeting brokers with complex borrowing cases
Stable pricing and strong lender appetite make secured lending an increasingly reliable tool for brokers helping clients avoid a costly remortgage
All the buildup and reaction as the BoE held rates steady again
Borrowers clinging to sub-2% fixes are fuelling second charge demand, but the market's next chapter may look very different
Crystal Specialist Finance's strategy director on why second charge mortgages deserve a place in every adviser's toolkit
The second charge market is growing fast, but brokers who wait until clients are in trouble may already be too late
Market data shows first monthly contraction since April 2025, though longer-term growth trends remain strong
