This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.
ONS data confirms the North East is outperforming every other region – and the chance for intermediaries is real
Intermediaries say the move raises awareness of low-deposit options, but warn the product may not suit all buyers
Brokers say 5–10% deposits are now in demand as borrowers balance faster access with long-term risk
High street lender targets low-deposit borrowers with new five-year fixed rate option
Flat sellers drive rise in capital’s loss-making transactions as northern gains outpace South
Would it work in the UK?
Lloyds research finds first-time buyers have an advantage over tenants
Industry seeks collaboration and higher standards as later life lending goes mainstream
Deposit challenges force buyers to maximise borrowing
A new generation of no-deposit products is unlocking homeownership for renters, but not everyone qualifies
