negative equity

This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.

Burnham's Your First Home: the wrong answer to the right question?

Charlie Lamdin warns the scheme could trap first-time buyers in negative equity for years

Burnham's Your First Home: the wrong answer to the right question?

Deposits are pricing out buyers who can already afford a mortgage

Gable Mortgages’ co-CEOs on why Britain's housing crisis demands smarter underwriting and a rethink of deposit logic

Deposits are pricing out buyers who can already afford a mortgage

Low-deposit mortgage lending rises 38% to £24.7 billion

FCA data show the highest 90%-plus LTV share since 2008

Low-deposit mortgage lending rises 38% to £24.7 billion

Helping families bridge the generational wealth gap: insights from LV=

How property wealth can help clients fund a living inheritance through a lifetime mortgage

Helping families bridge the generational wealth gap: insights from LV=

Glasgow commuter towns fuel Scotland's strongest house price growth

Surging demand in Scottish commuter belts is outpacing city centres, with first-time buyers facing the toughest conditions in years

Glasgow commuter towns fuel Scotland's strongest house price growth

Most UK homebuyers fear losing housing equity despite rising property values

New research finds widespread doubts about negative equity, with younger buyers and Londoners most exposed to fear of losses

Most UK homebuyers fear losing housing equity despite rising property values

London price falls push borrowers into higher LTV bands

1.8 million fixed-rate deals are due for renewal this year

London price falls push borrowers into higher LTV bands

Iran ceasefire collapse deepens UK mortgage market gloom

Down-valuations and rate volatility are testing borrower confidence across the market

Iran ceasefire collapse deepens UK mortgage market gloom

Why the North East is England's most compelling mortgage market right now

ONS data confirms the North East is outperforming every other region – and the chance for intermediaries is real

Why the North East is England's most compelling mortgage market right now

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around

Intermediaries say the move raises awareness of low-deposit options, but warn the product may not suit all buyers

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around