lifetime mortgage

This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.

UK mortgage rates and product changes (Week ending 14 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 14 August 2026)

Wealthy homeowners driving growth in lifetime mortgage market, data shows

New figures indicate a growing share of later life lending secured against higher-value properties

Wealthy homeowners driving growth in lifetime mortgage market, data shows

How brokers navigate later-life lending – and why more should

An ageing population is driving demand for lifetime mortgage and equity release advice, but misconceptions still hold the market back

How brokers navigate later-life lending – and why more should

Climate risk is eroding UK mortgage collateral faster than lenders know

Flood and subsidence exposure is creating hidden portfolio losses that macro models are dramatically underestimating

Climate risk is eroding UK mortgage collateral faster than lenders know

Later life lending market not ready to meet growing demand, FCA warns

Regulator says sector must overhaul products, advice, and consumer engagement or risk losing control of its own future

Later life lending market not ready to meet growing demand, FCA warns

Later life lending volumes slip in Q1

New loans to older borrowers declined nearly 5%, but total lending value edged higher

Later life lending volumes slip in Q1

Later life lending goes mainstream, but advice models lag behind

Evolving borrower needs and product innovation are outpacing how brokers approach later life lending

Later life lending goes mainstream, but advice models lag behind

The gender debt divide and what it means for brokers

Research offers insight into how different borrower profiles approach debt, property wealth and financial decision-making

The gender debt divide and what it means for brokers

What strategies and products are mortgage advisers using to attract first-time buyers?

Education is the watchword among today’s mortgage brokers

What strategies and products are mortgage advisers using to attract first-time buyers?

Lifetime mortgage demand shifts to under-70s

Needs-led borrowing grows as lifetime mortgage borrowers skew younger

Lifetime mortgage demand shifts to under-70s