Market Financial Solutions

Office address: 46 Hertford Street, Mayfair, London W1J 7DP 
Year established: 2006 
Company type: financial services 
Employees: 100+ 
Expertise: lending, bridging loans, buy-to-let mortgages, development finance, auction finance, refurbishment loans 
Parent company: N/A 
CEO and key people: Paresh Raja (CEO), Maria Gilbert (CoS & senior executive assistant), Mike Cook (CMO), Tiba Raja (executive director), Ryan Magee (general counsel), Manos Chatzimichalis (head of property), Karen Rodrigues (head of sales) 
Financing status: corporation 

Market Financial Solutions (MFS) is a London-based provider of specialist finance solutions, primarily focusing on bridging loans and buy-to-let mortgages. Established to address the diverse needs of borrowers, MFS prides itself on swift decision-making and tailored loan products. The company has over 100 employees, servicing thousands of clients across multiple locations in the UK. 

History of Market Financial Solutions 

Market Financial Solutions was founded in 2006, marking its entry into the competitive finance sector. By 2012, The company had expanded its product offerings to include bespoke bridging loans, catering to a broader client base. In 2018, Market Financial Solutions became the first bridging lender from the UK to set up office in Singapore.  

The company partnered with Vanquish in 2020 to enhance their lending capabilities and broaden their service offerings. In 2023, it introduced new lower rates and special edition products to provide more competitive lending options for clients. Since its founding, it has secured multiple institutional funding lines, enabling it to lend over £1.2 billion to customers. 

Products and Services of Market Financial Solutions 

Market Financial Solutions provide a range of financial solutions and other services designed to meet the diverse needs of customers. Key offerings include: 

  • bridging loans: short-term loans designed to bridge the gap between the purchase of a new property and the sale of an existing one, available for both individuals and businesses 
  • buy-to-let mortgages: tailored mortgage solutions for landlords looking to purchase rental properties, with flexible terms and competitive rates 
  • development finance: funding options for property developers to cover the costs of new construction projects or extensive renovations 
  • auction finance: quick and reliable financing for property purchases made at auction, ensuring bidders can complete transactions without delay 
  • refurbishment loans: loans specifically aimed at property refurbishment projects, allowing investors to enhance property value before resale or rental 

Culture at Market Financial Solutions 

Market Financial Solutions operates with principles of speed, flexibility, and customer focus, leveraging strengths in bespoke solutions and deep industry expertise. It upholds a rewarding and fulfilling work experience, promoting an inclusive and entrepreneurial workplace. The company also supports these ideals through the benefits they provide its staff, including: 

  • bonuses and incentives 
  • education opportunities 
  • training programs 
  • comprehensive healthcare 
  • team-building, entertainment, and leisure activities 

Market Financial Solutions has grown to have over 100 employees in 2023. It celebrates its diversity through various initiatives, emphasising an inclusive workplace with a broad range of nationalities, languages, and religions. Their efforts to promote diversity and gender balance include: 

  • 44% of employees are female, 56% male 
  • staff includes 38% British, 18% Indian, and other nationalities 
  • six religions are represented, with 48% atheists 
  • employees speak over 20 languages 
  • celebrates various religious festivals 
  • sponsoring the Bridging Loan Directory’s Women in Finance feature 
  • inclusive team socials with catered preferences 
  • created videos to promote workplace inclusivity 

Market Financial Solutions is dedicated to social responsibility, actively supporting several charitable initiatives. The company's charity work includes contributions and engagement with various organisations focused on health, children's welfare, and educational programs. Charities include: 

  • Children with Cancer 
  • Rays of Sunshine 
  • Oracle Cancer Trust 
  • Vedanta Institute London 
  • Go Beyond 

About Market Financial Solutions CEO Paresh Raja and Key People 

Paresh Raja is the CEO of Market Financial Solutions. Raja oversees all departments, secures diversified funding, and leverages his extensive experience in commercial lending and structured finance. Before founding the company, he held a consultant role at Gresham International Corporate Finance, acquiring extensive skills in corporate finance, management, and consulting, among others. 

Key people assisting Paresh Raja in leading the company include: 

  • Maria Gilbert, as chief of staff & senior executive assistant, oversees administrative functions and supports the executive team in strategic initiatives 
  • Mike Cook, serving as chief mortgage officer, heads the mortgage division, ensuring product development aligns with market needs and regulatory standards 
  • Tiba Raja, an executive director, plays a critical role in business development and client relations, driving the company’s growth strategies 
  • Ryan Magee, as general counsel, provides legal expertise and oversees compliance, ensuring all operations adhere to legal and regulatory frameworks 
  • Manos Chatzimichalis, head of property, manages the property portfolio and evaluates new investment opportunities 
  • Karen Rodrigues, as head of sales, leads the sales team, focusing on expanding the company’s market presence and customer base 

The Future at Market Financial Solutions 

Market Financial Solutions has recently introduced title insurance for residential bridging and buy-to-let mortgages in April 2024. This insurance reduces the need for extensive property searches, expediting the loan processing time. It will be expanded to other products, enhancing MFS's service efficiency and client satisfaction moving forward. 

Market Financial Solutions was also added to Paradigm’s lender panel, allowing member firms to access MFS's buy-to-let and bridging products. Offering products like these for up to £3 million, this partnership enhances MFS's market reach and provides Paradigm's members with more specialised lending options. These developments of product offerings, digital capabilities, and partnerships will help improve Market Financial Solutions' market presence and growth. 

MFS expands title insurance coverage to £3 million

Expanded coverage now includes residential bridging and BTL products

Mortgage delays and property chains fuel gazumping – survey

Nearly six in 10 homebuyers report financial losses from the property-buying process

MFS introduces new Bridge Fusion product

It also slashes bridging rates

MFS extends valuation fee refund offer

The scheme is designed for loans arranged through brokers

Meet Mortgage Introducer's Elite Women for 2024

Who made it to the UK's list of top female mortgage leaders this year? Find out in this special report

MFS names head of national accounts

She brings decades of experience to the role

How is the specialist lending market performing?

There's an increasing demand for bridging and buy-to-let financing, says BDM

Mortgage Introducer unveils the UK's Elite Women of mortgage for 2024

Winners recognised for overcoming gender barriers and achieving notable professional milestones

Property investors remain confident despite challenges, says MFS

Major concerns are on recession and increasing BTL regulation