Wayne Byres

APRA ramps up serviceability buffer

The change will be more likely to impact certain types of borrowers, says the regulator

Higher borrower debt no cause for alarm yet – CBA

Exec says that while the bank is keeping a "close eye" on the market, the current trend is "pretty stable"

APRA concerned about housing market – but no regulatory brakes yet

The regulator notes an increase in high debt-to-income lending, but says it's offset by "other metrics"

No need for government to curb booming housing market, regulator says

Lending standards are holding up "pretty well," says banking watchdog

House prices to slump next year?

Chief economist predicts strong headwinds

'Only a matter of time' until major cyber attack hits banks – APRA

The major banks say they're fending off more cyber threats than ever

Newly announced APRA rules to boost lending

Property investors, young borrowers could find it harder to borrow, though

A boost for borrowers

APRA’s change to the serviceability assessment rate has been met with positivity, as many dubbed the rate introduced in 2014 outdated, but there are still questions as to whether it will make borrowing easier

APRA gets $58m funding boost to enhance supervision

This comes despite the royal commission questioning the regulator's structure and enforcement practices

"The heavy lifting on lending standards has largely been done": APRA

The regulator will "remain alert to slippage", but is generally satisfied with improvements