The change will be more likely to impact certain types of borrowers, says the regulator
Exec says that while the bank is keeping a "close eye" on the market, the current trend is "pretty stable"
The regulator notes an increase in high debt-to-income lending, but says it's offset by "other metrics"
Lending standards are holding up "pretty well," says banking watchdog
Chief economist predicts strong headwinds
The major banks say they're fending off more cyber threats than ever
Property investors, young borrowers could find it harder to borrow, though
APRA’s change to the serviceability assessment rate has been met with positivity, as many dubbed the rate introduced in 2014 outdated, but there are still questions as to whether it will make borrowing easier
This comes despite the royal commission questioning the regulator's structure and enforcement practices
The regulator will "remain alert to slippage", but is generally satisfied with improvements
