YBS cuts fixed rates

A selection of the new range comprises 2, 3 and 5 year fixes with a rate of 5.74% and a fee of £995 for those with a 25% deposit. |Remortgage versions have a £500 cashback and free standard valuation and legal service. A selection of 90% LTV products are also available at up to 0.40% extra as well as a fee-free product in each range.

Tom Girling, Yorkshire’s product manager for mortgages said: “Swap prices have come down this week so we can pass on the benefits to hard pressed borrowers. Not only are these best buy products, they also offer £500 cashback and a free valuation and legal service for re-mortgage customers.”