What Mortgage reveals award winners

Each year, What Mortgage does its sums to work out which mortgage lenders offer best value. Here we announce the winners of the What Mortage awards 2006.

For the first time, we also give you the best mortgage advisers in the UK as voted by you our website users and the readers of What Mortgage magazine.

Mortgage lender categories:

Top lender of the year

Stafford Railway Building Society (BS)

Best national building society over two years

Stafford Railway BS

Best national building society over five years

Stafford Railway BS

Best national building society over 10 years

Stafford Railway BS

Best national bank over two years

HSBC

Best national bank over five years

HSBC

Best national bank over 10 years

HSBC

Best regional lender over two years

Cambridge BS

Best regional lender over five years

Cambridge BS

Best regional lender over 10 years

Cumberland BS

Best direct lender over two years

First Direct

Best direct lender over five years

Egg

Best direct lender over 10 years

First Direct

Best value mortgage adviser-only lender over two years

Mortgage Express

Best value mortgage adviser-only lender over five years

Mortgage Express

Best value mortgage adviser-only lender over 10 years

Mortgage Express

Mortgage advice categories:

Best regional mortgage broker

Alexander Hall (London)

Best national Mortgage broker

Savills

Best Buy-to-let broker

Landlord Mortgages

Best specialist mortgage broker (including non-conforming, self-cert, self-build, flexible)

Black & White

Best equity release mortgage broker

Key Retirement Solutions

Best online mortgage broker

Bradford & Bingley

Best overall mortgage adviser

Chase De Vere Mortgage Management