Virgin improves 90pc LTV rate

Products include a two-year fixed rate mortgage at 2.75% up to 80% loan to value with a £995 fee.

They are also offering a 90% loan to value two-year fixed rate saver mortgage at 4.35% with no fee.

Virgin Money’s buy-to-let products have also been reduced, with a two-year fixed rate being offered at 3.95% up to 70% loan to value with a £995 product fee.

They are continuing to offer mortgages for customers with larger deposits, with a three-year fixed rate product at 70% loan to value standing at 2.49% with a £995 product fee, while a five-year fixed rate stands at 3.18% with a £995 product fee.