Trustguard adds to panel

HSHL, a specialist division of GMAC-RFC, becomes the 30th lender on the Trustguard panel. It offers a number of criteria innovations including: non-conforming to non-conforming remortgages with no additional loading; right-to-buy remortgages; near-prime fixed-rates available to 95% LTV; acceptable arrears including the last three months on some fixed-rate products; flats above commercial premises accepted; and builder and vendor deposits allowed.

Sian Brown, national sales manager at Trustguard, said: “We have appointed HSHL because we know that it will provide our broker partners with a range of innovative mortgages. HSHL’s non-automated phone system and individual underwriting will also be very popular with brokers wanting to have their cases processed swiftly.”