RBS IP enhances product range

The rate changes include:

House purchase

- RBS three-year fixed rate will be 5.19 per cent with a £499 arrangement fee (up from 4.95 per cent) till 31 August 2009.

- RBS three-year 100 per cent first-time buyer cashback fixed rate will be 5.99 per cent with no arrangement fee (up from 5.85 per cent) till 31 August 2009.

- RBS five-year fixed rate will be 5.19 per cent with a £399 arrangement fee (up from 4.99 per cent) till 31 August 2011.

Remortgage

- First Active three-year fixed rate will be 5.19 per cent with a £499 arrangement fee (up from 4.95 per cent) till 31 August 2009.

- First Active five-year fixed rate will be 5.19 per cent with a £399 arrangement fee (up from 4.99 per cent) till 31 August 2011.