Pulse joins First Complete panel

Specialist insurance broker Pulse has joined First Complete’s protection panel.

Specialist insurance broker Pulse has joined First Complete’s protection panel.

Pulse specialises in finding life insurance for customers who don’t qualify with mainstream providers because of the nature or location of their work. For example people operating in areas of conflict such as Iraq, Afghanistan or the Somali coast.

Toni Smith, sales operations director of First Complete, said: “There are some people’s whose jobs make them so high risk that most insurers will not insure them.

“This can have a hugely detrimental effect both on them and on their families should the worst happen.

“Pulse helps us to provide a solution for brokers who have clients in these circumstances. It will provide another option to help ensure that everyone who can be insured is insured.”

Pulse provides life insurance by combining term life insurance and personal accident insurance.

Two separate underwriters are used, with the first providing term life insurance unless death is caused by accident or bodily injury. To cover the potential shortfall, the second insurer provides personal accident insurance, which includes accidental death within the range of events covered.

The two covers can also be purchased individually.