Choice of Fixed Rate Schemes over 2 Years
- Reduced from 4.78% to 4.68% (max 90% LTV and £699 reservation fee)
- Reduced from 4.98% to 4.84% (max 90% LTV and £385 reservation fee)
- Reduced from 5.34% to 5.24% (max 90% LTV, free valuation, £475 reservation fee and free Legal service using the Society’s nominated solicitors or £200 cashback for remortgages. £200 cashback for purchasers).
Choice of Fixed Rate Schemes over 3 Years
- Reduced from 4.98% to 4.88% (max 90% LTV and £385 reservation fee)
- Reduced from 5.34% to 5.24% (max 90% LTV, free valuation, £475 reservation fee and free Legal service using the Society’s nominated solicitors or £200 cashback for remortgages. £200 cashback for purchasers).
Choice of Fixed Rate Schemes over 5 Years
- Reduced from 4.98% to 4.84% (max 90% LTV and £385 reservation fee)
- Reduced from 5.08% to 4.98% (max 90% LTV, free valuation, £475 reservation fee and free Legal service using the Society’s nominated solicitors or £200 cashback for remortgages. £200 cashback for purchasers).
Choice of Fixed Rate Schemes over 10 Years
- Reduced from 4.98% to 4.83% (max 90% LTV and £399 reservation fee)
- Reduce from 5.14% to 4.98% (max 90% LTV, free valuation, £475 reservation fee and free Legal service using the Society’s nominated solicitors or £200 cashback for remortgages. £200 cashback for purchasers).
Motgages for properties in Spain
2 Year Fixed Rate
- Reduced from 3.84% to 3.59% (£250 reservation fee)
Mortgages for properties in GibraIter
2 Year Fixed Rate
- Reduced from 5.38% to 5.24% (£385 reservation fee)
5 Year Fixed Rate
- Reduced from 5.38% to 5.24% (£385 reservation fee)
Main details for all above-mentioned products:
- Minimum loan £1,000 - maximum negotiable
- No compulsory insurances
- All mortgages have flexible features - overpayments allowed from the outset; any overpayments made can be used to fund payment holidays and underpayments
- All portable during the fixed rate period if the customer wishes to move home
- Reservation fees as shown for each product
Redemption charges 5% of balance outstanding in years 1-3; 4% in year 4; 3% in year 5 (5% of balance outstanding in years 1-7; 4% in year 8; 3% in year 9 and 2% in year 10 for 10 year fix).
