Mainstream:
- 4.94% includes 1.85% discount in year 1, 1.75% discount in year 2 – 90% LTV purchase and remortgage.
- Funded by Woolwich (available in England, Wales, Scotland & Northern Ireland).
- Overpay by up to 10% per annum. Current account features.
- Income multiples 4+1 or 2.75 x joint. Without extended early repayment charge.
- Procuration fee 0.3%. TMOS code 120066.
Prime self cert:
- 6.10%, BBR+1.35% for life – 85% LTV second time buyer and remortgage.
- Funded by The Mortgage Business (available in England, Wales, Scotland & Northern Ireland).
- 3 CCJs to £1,000 total (satisfied). 1 missed payment (cleared).
- Self certification. Rental yield not applied.
- There are no early repayment charges.
- Procuration fee 0.5%. TMOS codes 120188.
