New mortgage capped at 3.99%

There are no early redemption charges and there is a free valuation and free remortgage transfer service available. There is a £295 arrangement fee (added on completion) and customers can borrow up to 95% loan to value. The only problem is that the mortgage has limited availability.

Full details of the product can be obtained by telephoning the Customer Service Centre on 0845 7665522 or by visiting