New low rate for self-cert

The product does not require accounts and is available for purchase and re-mortgage, or let-to-buy.

Trevor Child, marketing manager at Capital Home Loans, said: "This represents one of the best deals available for those who are self-employed and who do not want to let their accounts restrict the size of their mortgage."

There is no tie-in on the mortgage beyond the fixed rate period, and brokers can earn an uncapped procuration fee of 0.85 per cent.