The specialist lender has reduced rates on existing products by up to 35bps. It now offers a market leading two-year self-cert mortgage at a fixed rate of 5.99%. The product, which has an arrangement fee of £999, is
available at up to 90% loan to value (LTV).
Mortgage Express has also repriced its three-year fixed rate self-cert mortgage at a market leading rate of 5.44%. The product, which has an arrangement fee of 1.5% of the total loan, is available at up to 90% LTV.
Andrew Gerber, head of self-cert mortgages at Mortgage Express, said: “The variable income of many self-cert customers means fixed rate mortgages can be a very attractive option. Our highly competitive products enable customers to obtain peace of mind by locking into a fixed rate mortgage with a best buy rate.”
