Lifetime discount from the Market Harborough

The product has a 1.75% discount for two years followed by 0.75% discount for the lifetime of the loan. The initial pay rate is therefore 3.99%.

Partial redemption payments are acceptable without penalty providing they do not exceed 10% of the balance outstanding at the beginning of the year, in any one year. There is a £295 arrangement fee which can be added to the loan upon completion and the valuation fee, up to £300, is refunded upon completion.

The mortgage is only available to those applying direct.