Barclaycard is the latest lender to pull out of the market, but loans are still available through Barclays Bank.
Other lenders to withdraw in the last two years include: The AA, Britannia BS, Direct Line, Goldfish, Intelligent Finance, Liverpool Victoria, Lombard Direct, MBNA Europe Bank, MINT, Northern Rock and Virgin Money.
Those lenders that remain in the market have increased the cost to borrowers, with the average rate on a £5,000 loan increasing by 3.7%.
Louis Kaszczak, head of Moneyfacts.co.uk, commented: "Many lenders are pulling away from unsecured lending as the risk of customers defaulting continues to increase.
"Latest figures show that unemployment has risen once again. Borrowers struggling with repayments will inevitably forgo repayments on unsecured lending first, while trying to maintain their secured lending commitments such as their mortgage.
"Those lenders that do remain are charging a much higher rate of interest in order to offset the potential risk.”
