In brief

Em-homeloans has teamed up with Platform to offer three exclusive products targeting individual market sectors.

A minor adverse self-cert product is offered at a maximum 75 per cent LTV with a variety of discount rates, but a reversion rate of LIBOR plus 2 per cent.

The other two loans offer cashback options and include a three-year self-cert buy-to-let tracker at 0.8 per cent over base rate.

The other product is a prime self-certification, three-year tracker, available at up to 85 per cent LTV and offered at 0.8 per cent for three years.

BBC expose reveals performance bonuses at FOS

The Financial Ombudsman Service (FOS) is awarding handouts to staff that hit targets by getting through caseloads swiftly to get through an influx of claims.

The Radio 4 programme Money Box questioned the quality of the case handling and the experience of many of the 600 caseworkers employed by the FOS.

The Consumers’ Association said more resources would produce deeper and therefore fairer results for the consumer.

Mortgage Finders launch regulatory solutions

Mortgage Expo Manchester sponsor, Mortgage Finders, is to use the event to launch its appointed representative (AR) proposition for intermediaries.

The company has appointed Swaine and Associates, a professional compliance practice, to act as compliance consultants and provide online training support to.