Unforseen costs can come in the form of mortgage fees, surveys, stamp duty, removal hire and home improvements.
People buying said they had to pay out over £6,000, while renters had to pay £3,000 per person.
To foot the extra cost two thirds (63%) were forced to dig deep into their savings, while one in 10 (11%) had to rely on their parents.
Dan Plant, consumer expert at MoneySuperMarket, said: “It’s important to consider all costs involved so you aren’t hit with an unexpected bill at any point – from the mortgage, surveys and stamp duty, to removal hire and any other necessary additions to the new house.
“Simple steps such as creating a checklist and timeline will also alleviate the extra pressure on your relationships, job and health.”
“It should be a really exciting time, but unfortunately the most common words people associate with moving are ‘tiring’, ‘draining’ and ‘frustrating.’”
Careers and relationships both suffer as a result of moving, as one fifth (20%) of recent movers were unable to concentrate on their job and a similar proportion (19%) had to take annual leave to get things sorted.
Relationship-wise one in five couples (20%) had an argument due to moving while one in 10 (9%) said it had a negative impact on their relationship as a whole – they commonly accused their partners of being impatient or difficult to deal with due to the stress involved.
