Exclusive Connections launches near-prime products

They include :-

2 Year Fixed - Full status rates: 85% - 90% LTV 6.24%

75% - 85% LTV 6.14%

Up to 75% LTV 6.04%

2 Year Discount - Full status rates: 85% - 90% LTV 5.34%

75% - 85% LTV 5.24%

Up to 75% LTV 5.14%

5 Year Fixed - Full status rates: 85% - 90% LTV 6.84%

75% - 85% LTV 6.74%

Up to 75% LTV 6.64%

6 Month Discount - Full status rates: 85% - 90% LTV 5.04%

75% - 85% LTV 6.74%

Up to 75% LTV 6.64%

Tracker - Full status rates: 85% - 90% LTV BBR + 1.59%

75% - 85% LTV BBR + 1.49%

Up to 75% LTV BBR + 1.39%

Other features include:

. Self-cert up to 85% (+0.25% loading)

. Maximum loan based on ability to repay

. Purchase and Remortgage (no extra loading for remortgage)

. Employed & self-employed

. Minimum Loan £75k

Craig Easeman, Head of Sales and Marketing said: “These new products compliment our current product offerings extremely well. The rates are very competitive and the affordability calculator is unique in the non-conforming sector. The maximum advance is calculated using a debt to income ratio, which may allow applicants to borrow greater amounts than would normally be available on an income multiple basis.”