Greater London has become more negative than positive (-12) regarding the country’s financial situation, despite being more positive in August (+5), while Northern Ireland also saw a significant drop in confidence (-26% to -45%).
Feelings towards the housing market have remained stable since June with a balance of -12, meaning more people feel negative about the market than positive.
This differs based on region, as feelings towards the housing market fell to -26% across Scotland in September compared to -14% in August, as the country dealt with the uncertainty of the Scottish referendum.
Attitudes towards employment also declined by eight points to -26%, which Lloyds attributed to slow wage growth and employment figures.
Patrick Foley, chief economist at Lloyds Bank, said: “While confidence has moderated a little this month, consumer sentiment remains positive overall, reflecting the signs of continued economic recovery.
“Though wage growth remains only muted, with essential expenditure placing less demand on household finances, consumers are finding more scope for discretionary spending.”