CML top 20 lenders 2011 show who's in the frame

Santander was nearly £5bn behind at £23.7bn and an estimated market share of 16.8%. Both Barclays and Nationwide come in at joint third lending £17.1bn with an estimated market share of 12.1%.

Royal Bank of Scotland meanwhile lent £14.6bn – netting a market share of 10.4% - down from 12% the year before – while HSBC lent £13.3bn with an estimated market share of 9.4% - up from 8.3% the previous year.

Northern Rock, Yorkshire Building Society and Coventry all increased lending levels with Yorkshire lending an extra £1.3bn on the previous year compared to £0.5bn for both the Rock and Coventry, averaging a 3% market share.

ING Direct lent an extra £1.9bn on the previous year at £3bn with a market share of 2.1% while Cydesdale Bank also lent an extra £1bn at £2.7bn with an estimated market share of 1.9%.

Co-operative Financial Services was significantly down on its 2010 figures, lending just £1.6bn compared to £3.3bn the previous year – but still maintaining a top 12 slot with an estimated market share of 1.1%.

Lending at Skipton was up, however, with the society lending an extra £1.1bn compared to 2010’s £0.4bn. Leeds, ranked 14th in the CML table, only managed to lend £1.2bn – up £200 million on the previous year and with a market share of 0.9%.

Principality remained static – lending exactly the same as the year before at £800 million with a market share estimated at 0.6%.

Bank of Ireland dropped three places down the table to number 15, with lending reduced £300 million from £1.2bn the year before and reducing its market share to 0.6%.

Lending at UBS was up £300 million from the year before, shooting it up the league table from 24 to 17 with an estimated market share of 0.3%.

Nottingham remained static at £400 million and a share of 0.3% while Aldermore Mortgages also went from 24 last year to joint 17 in the league table, increasing its lending by £300 million and giving it a 0.3% share of the market.

Aviva Equity Release, 16th in the table last year, dropped to 20th with a 0.2% market share. Lending levels were down £100 million on the previous year at £0.3bn.

The CML says: “The data show that, although lending remains heavily concentrated in the hands of the six largest lenders (an overall pattern that has been reinforced by the credit crunch), the next tier of medium-sized lenders increased their market share last year.

“The six largest lenders advanced mortgages worth £113.8 billion in 2011, compared to £110.8 billion in the preceding year.

“However, despite increasing their amount of lending in absolute terms, their share of the total advanced showed a modest decline in 2011 (from 81.9% in 2010 to 80.7% last year).”