Christmas has come early

Bristol & West Mortgages has taken the challenge to make its mortgages more competitive and will offer more options to a wider range of customers.

Key changes include:

*New standard two-year fixed rate at 4.39 per cent

*Standard discounts from just 4.29 per cent (variable)

*Self cert three-year fixed rates from 4.99 per cent and discounts from just 5.19 per cent

(variable)

*Buy to let three-year fixed rates from 5.09 per cent.

All end dates for these products have been extended to April.

Bristol & West's changes to its core range have been designed to meet the changing needs of intermediaries and their clients.

Mark Howell, head of marketing at Bristol & West Mortgages, said: "Bristol & West Mortgages has a good reputation for competitive deals and these improvements will make them accessible to many more clients. As a specialist lender to the intermediary market we are always looking for ways to make life easier for mortgage brokers and our new products should do just that."

Intermediaries can find full product details at www.bristolandwest4brokers.co.uk