BuildLoan offers self-cert product

The two-year fixed rate product is as follows:

Rate: 6.39 per cent (to 31 October 2009), then reverts to TMB’s Standard Variable Rate of 8.19 per cent

Early repayment charge: 6 per cent in year one, 5 per cent in year two

Available for: Self build, renovation, conversions, home improvements

Completion fee: £999

Maximum loan: £500,000