Bristol & West offering borrowers a fix

There is a prime mortgage with an initial rate of 6.19 per cent until 30 April 2007. The mortgage includes £300 cashback and, in addition, there are no arrangement fees, valuation fees, extended tie-ins, and no MIG.

Another five-year product is fixed at 5.75 per cent until 30 April 2007. It is available up to 95 per cent LTV and there is no extended tie-in

There is also a seven-year fixed rate, with an initial rate of 5.79 per cent until 30 April 2009. It is available up to 95 five per cent LTV and there is no extended tie-in.

All three mortgages revert to a tracker which follows the Bank of England Base Rate plus just one per cent for the life of the mortgage.

Other products included in the new range include a five-year fixed rate buy-to-let, with an initial rate of 6.15 per cent. The rate is fixed until April 2007, and there is a maximum LTV of 85 per cent. And, there is also a buy-to-let fixed rate mortgage with an initial rate of 6.25 per cent until 30 April 2007, with no extended tie-in and an LTV of up to 85 per cent.

Rachel Woollatt, group product manager at Bristol & West, said: "Bristol & West Mortgages seek to provide brokers with the best possible products for their clients available on the market place. Recognising the consumer's diverse needs, our ultimate aim is to provide appropriate mortgages for every consumer."