BFS currently offers bridging loans from £25,000, in contrast to the industry standard of £100,000.
Barber said: “Whilst many bridging companies simply don’t have an appetite for lower value loans, we remain committed to this market.
“The North South divide does play a role in our attitude and outlook.
“As a North West based business, a large number of our clients are Northern based where property prices are significantly less expensive than the South.
“Necessary thresholds of lending, therefore are naturally lower, however, rental yields following refurbishments are strong, therefore the prospect of the loan for us is positive.”