Bank of Ireland Mortgages announces New Year product range

New Standard two-year products to 95 per cent LTV:

-4.69 per cent two-year discount to 30/04/2007 (2.15 per cent discount off SVR)

-4.79 per cent two-year fixed to 30/04/2007

New True Self-Cert products:

- 5.49per cent three-year discount to 30/04/2008 (1.35 per cent discount off SVR) up to 90 per cent LTV

- 5.59 per cent three-year discount EasySwitch fees assisted remortgage to 30/04/2008 (1.25 per cent discount off SVR) up to 85 per cent LTV

Additionally, BIM has reduced a number of its standard discount and buy-to-let fixed rates in its January range including:

- 4.99 per cent Standard two-year discount EasySwitch fees assisted remortgage to 30/04/2007 (1.85 per cent discount off SVR) up to 95 per cent LTV

- 5.39 per cent Buy-to-Let three-year fixed to 30/04/2008 up to 85 per cent LTV

Both EasySwitch fees assisted remortgage rates benefit from legal fees paid by BIM or £250 cashback is given, standard valuation fee paid by BIM, and the Standard EasySwitch rate also has no arrangement fee and a valuable 10 per cent annual overpayment facility. BIM's EasySwitch remortgage scheme is now available on Standard Residential, Buy-to-Let and True Self-Cert.